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Home Equity
Home Equity calculators
Tools for thinking through how to access equity without overextending the household.
HELOC Payment Calculator
Estimate the interest-only draw payment and the amortizing repayment payment on a HELOC.
Open calculatorHome Equity Loan Calculator
Estimate the fixed monthly payment and total interest on a second-lien equity loan.
Open calculatorHELOC vs Cash-Out Calculator
Side-by-side comparison of pulling equity with a HELOC versus a cash-out refinance.
Open calculatorHow to use these
Every calculator updates as you type and saves your inputs in your browser, so you can come back later. Numbers are estimates — talk to a licensed loan officer before making a decision.
Discuss your scenarioFrequently asked questions
Which equity option is right for me?
It depends on whether you want a lump sum or revolving access, fixed or variable rate, and whether you'd give up your current first-mortgage rate. The HELOC vs Cash-Out comparison is the fastest read.