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Home Equity
Home Equity calculators
Tools for thinking through how to access equity without overextending the household.
HELOC Payment Calculator
Estimate the interest-only draw payment and the amortizing repayment payment on a HELOC.
Calculate paymentHome Equity Loan Calculator
Estimate the fixed monthly payment and total interest on a second-lien equity loan.
Compare equity optionsHELOC vs Cash-Out Calculator
Side-by-side comparison of pulling equity with a HELOC versus a cash-out refinance.
Compare equity optionsHow to use these
Most calculators update as you type and save your inputs in your browser. Debt & Refinance Comparison is an unsaved exception: its financial inputs and results stay only in the current tab and disappear when you leave or reload. Numbers are estimates. Talk to a licensed loan officer before making a decision.
Download free guide (PDF)Frequently asked questions
Which equity option is right for me?
It depends on whether you want a lump sum or revolving access, fixed or variable rate, and whether you'd give up your current first-mortgage rate. The HELOC vs Cash-Out comparison is the fastest read.