Mortgage rates today: July 1, 2026
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on July 1, 2026.
Every article is written to help you understand a real decision a little better.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on July 1, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 30, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 29, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 26, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 25, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 24, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 23, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 22, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 19, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 18, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 17, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 16, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 15, 2026.
A plain-English guide to how refinancing works, including refinance types, costs, timeline, approval factors, and when a new mortgage may make sense.
Mortgage market today coverage can feel noisy. This guide explains the big themes, how they connect, and what they may mean for homebuyers and homeowners.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 12, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 11, 2026.
A USDA loan can help eligible borrowers buy in certain rural and suburban areas. Here is how the program works and what lenders review.
Mortgage market today coverage can feel noisy. This guide explains the main drivers, what moves sentiment, and how buyers and homeowners can read the headlines.
A conventional loan is a common mortgage option with flexible property types and term choices. Learn how it works and what lenders review.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 10, 2026.
A plain-English guide to VA loans, including how they work, common features, eligibility basics, costs, and what borrowers can expect.
Mortgage market today includes more than rates alone. This guide explains how housing headlines, listings, and lender standards can shape buyer decisions.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 9, 2026.
A plain-English guide to the main types of home loans, including conventional, government-backed, jumbo, fixed-rate, and adjustable-rate options.
Mortgage market today can feel noisy. This guide breaks down the housing conversation, lending trends, and buyer considerations in simple terms.
A plain-English guide to FHA loans, including how they work, common requirements, mortgage insurance, property rules, and when they may fit.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 8, 2026.
A credit score matters when buying a home, but it is only part of the mortgage picture. Here is how lenders typically review credit and risk.
A plain-English guide to first-time home buyer programs, including loan options, assistance programs, eligibility factors, and common tradeoffs.
Mortgage market today headlines can feel noisy. This guide explains what the current housing and lending conversation may mean for buyers and homeowners.
A plain-English guide on how to buy a house, covering budgeting, mortgage prep, home shopping, offers, inspections, and closing.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 5, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 4, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 3, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 2, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 1, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 29, 2026.
A plain-English recap of how the mortgage market moved during the week ending May 29, 2026, plus the top headlines that shaped the conversation.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 28, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 27, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 26, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 25, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 22, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 21, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 20, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 19, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 18, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 15, 2026.
A plain-English recap of how the mortgage market moved during the week ending May 15, 2026, plus the top headlines that shaped the conversation.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 14, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 13, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 12, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 11, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 8, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 7, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 6, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 5, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 4, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 1, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on April 30, 2026.
HUD has rescinded the requirement that newly built FHA and USDA homes meet the 2021 IECC. Here is what actually changed, who it affects, and what it does and doesn't do for prices.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on April 29, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on April 28, 2026.
Three years of being glued to a sub-3 percent loan is starting to crack. Here is why low-rate owners are listing again, what it means for buyers, and how sellers are actually winning this market.
More homes for sale, lower rates than last year, and still no normal housing market. Months' supply, the lock-in effect, and affordability are doing the work, not the headlines.
Federal housing agencies are rolling out FICO 10T and VantageScore 4.0 for mortgages, with a Fannie Mae and Freddie Mac pilot underway. Here is what is changing, what it means for borrowers, and what to do now.
Mortgage rates do not follow the headlines you think they do. Here is the short list of what actually matters and how to read the news without losing sleep.
Affordability is not what an online calculator tells you. It is what your monthly cash flow can absorb without breaking the rest of your life.
There is no single magic number. What matters is which loan program you fit into and what your full credit profile looks like.
The 20 percent rule is a myth left over from a different era. Here is what actually applies in 2026.
Both let you tap home equity. The right tool depends on what you need the money for, how long you need it, and what your current first mortgage looks like.
A pre-approval is more than a price ceiling. It is a structured review of your file that shapes how strong your offer looks.
What is different about buying in Texas, what you should know before you start, and how to set yourself up for a clean closing.
Where rates landed, what moved them, and one or two practical things to do about it. One short email on Tuesdays.
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