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Terms of Use

Last updated: October 15, 2026

Welcome to Mortgage Today. By using this site you agree to these Terms of Use. Mortgage Today is an educational brand owned and operated by Mektra LLC. Mortgage Today does not originate, broker, or fund loans.

Educational content only

All content and estimates on this site are provided for general informational and educational purposes only. They are not personalized financial, legal, or tax advice. You should consult appropriately qualified professionals before making decisions based on the content.

No loan commitment

Content and estimates are not loan approvals or offers of credit. Submitting a form on this site is not an application for credit, a pre-approval, or a commitment to lend. All loan applications are subject to credit approval and program guidelines that may change without notice.

Mortgage inquiries and newsletter signup

If you submit a mortgage inquiry, agree to loan officer contact, and our network can serve your selected state, we forward your inquiry to a licensed loan officer in our network. We do not automatically forward inquiries to another lender. A local lender introduction requires a separate request.

Newsletter signup does not request loan officer contact. The Mortgage Today Brief signup is separate from mortgage referrals, and you are subscribed only after confirming by email. A guide request is used to deliver the guide and does not authorize loan officer contact.

Intellectual property

All content, design, and code on this site is the property of Mektra LLC or its licensors and may not be used or reproduced without permission.

Limitation of liability

To the fullest extent permitted by law, Mektra LLC and its affiliates are not liable for any damages arising from your use of this site or reliance on its content.

Changes

We may update these Terms from time to time. Continued use of the site after changes constitutes acceptance of the updated Terms.