Can I Qualify?
A six-question walkthrough that mirrors the conversation a loan officer has on the first call. You will get a directional answer plus the specific factors that drove it.
What is your gross monthly income?
Before taxes, all borrowers combined. Use the average of the last 24 months if it varies.
Salary, bonus average, self-employment net, retirement income
Ready for a real read?
This walkthrough is directional. A two-minute pre-qualification pulls real credit, confirms income, and tells you exactly what loan size and program fit your situation.
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Is this a real qualification?
What credit score do I need to qualify for a mortgage?
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More buying a home calculators
Mortgage Payment Calculator
Estimate your full monthly payment including principal, interest, taxes, insurance, HOA, and PMI.
Open calculatorAffordability Calculator
See the home price you can comfortably afford based on income, debts, and target debt-to-income ratio.
Open calculatorClosing Costs Calculator
Estimate the cash you will need at the closing table beyond your down payment.
Open calculatorRent vs Buy Calculator
Compare renting versus buying over 5, 7, and 10 years. Surfaces the breakeven year in plain English.
Open calculator