Loan OptionsJune 11, 2026· 6 min
What Is a USDA Loan and How Does It Work?
A USDA loan can help eligible borrowers buy in certain rural and suburban areas. Here is how the program works and what lenders review.
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The Mortgage Today Blog
Clear answers to the questions that actually matter.
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Loan OptionsJune 11, 2026· 7 min
What Is a Conventional Loan?
A conventional loan is a common mortgage option with flexible property types and term choices. Learn how it works and what lenders review.
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Loan OptionsJune 10, 2026· 8 min
What Is a VA Loan and How Does It Work?
A plain-English guide to VA loans, including how they work, common features, eligibility basics, costs, and what borrowers can expect.
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Loan OptionsJune 9, 2026· 8 min
Types of Home Loans Explained
A plain-English guide to the main types of home loans, including conventional, government-backed, jumbo, fixed-rate, and adjustable-rate options.
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Loan OptionsJune 9, 2026· 7 min
What Is an FHA Loan and How It Works
A plain-English guide to FHA loans, including how they work, common requirements, mortgage insurance, property rules, and when they may fit.
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Loan OptionsApril 29, 2026· 7 min
HUD rolls back FHA and USDA energy-efficiency rule on new construction: what it means for buyers
HUD has rescinded the requirement that newly built FHA and USDA homes meet the 2021 IECC. Here is what actually changed, who it affects, and what it does and doesn't do for prices.
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Loan OptionsApril 3, 2026· 2 min
How much do you need for a down payment?
The 20 percent rule is a myth left over from a different era. Here is what actually applies in 2026.
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