Mortgage Today is independent mortgage education. Free articles, calculators, and frameworks to help you buy, refinance, or tap home equity with clarity and confidence.
Compare 30-year, 15-year, and 10-year Treasury trends. Updated weekly from Freddie Mac and the U.S. Treasury via FRED.
Source: Freddie Mac PMMS and U.S. Treasury via Federal Reserve Economic Data (FRED). Historical market data shown for general information only. Not an offer, quote, advertisement of a specific rate, or representation of rates available to any individual borrower. Your actual rate depends on your file, your property, and the day you lock.
Rate Snapshot for You
Plain-English illustration using the latest national 30-year fixed average. Adjust the inputs to see the monthly principal and interest, plus where today sits in the past quarter and year.
Illustrative monthly P&I
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Where today sits
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Educational illustration only. Uses the most recent FRED 30-year fixed average plus an illustrative credit-tier spread, never an offer, quote, advertisement of a specific rate, or representation of rates available to any individual borrower. Your actual rate depends on your file, your property, and the day you lock.
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Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 4, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 3, 2026.
Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 2, 2026.
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A curated selection of borrowers across purchase, refinance, and home equity. Shared with their permission.
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“Amazing site. The calculators on Mortgage Today made it easy to compare scenarios side by side and understand which costs were actually negotiable in the loan estimate I was already looking at.”
“Mortgage Today has been an indispensable part of our family's plan to become debt-free. The refinance articles and break-even calculator helped us think clearly about whether refinancing actually made sense for our goals. Honest [...].”
“My wife and I were partway through a refinance with another company. The closing-costs explainer on Mortgage Today helped us understand the line items we were being charged and ask much better questions before moving forward.”
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Testimonials reflect individual past experiences and are not a guarantee of future loan terms, approval, or performance. Equal Housing Opportunity.
Every article and calculator on Mortgage Today is reviewed by our editorial team. We cite sources, show the math, and call out tradeoffs, even when they make a deal harder.
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Rates and figures pulled from Freddie Mac and U.S. Treasury data.
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