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Mortgage Today
Home Buyer Roadmap

Know exactly what step you're on, and what to do next.

Buying a home isn't one decision, it's eight. This is the buyer journey from "thinking about it" to closing. Pick the stage you're on and we'll show you the right calculator, the right article, and a clear next step.

8 stagesMark your spot, jump to the next moveNo signup required
The Journey

From Considering to Closing.

Each stage is short on purpose. You shouldn't have to read 5,000 words to know what to do this week.

Stage · Considering

You're starting to think about buying.

You're not sure if buying is the right move yet, or when. The goal at this stage is to learn how mortgages actually work and get a rough sense of whether the math could work for your situation.

Focus on

  • Read up on how a mortgage payment is built (PITI, not just principal & interest).
  • Compare the long-run cost of renting vs buying in your market.
  • Decide on a rough timeline: 3 months, 6 months, a year, longer?

Next move: Get oriented before you fall in love with a listing.

Talk to a loan officer about getting started

Stage 1 of 8

Not sure what you should do next?

Every situation is different. Get a clear, neutral walk-through of your options based on your numbers, timeline, and goals.

Get Your Mortgage Game Plan

This is not a loan approval or commitment to lend. All scenarios are subject to review and qualification.

Mortgage Today is owned and operated by Mektra LLC.

Mortgage Today is an educational brand and does not originate, broker, or fund loans of any kind. When you submit a request, we forward your information to a licensed loan officer in our network.

FAQ

About this roadmap.

Frequently asked questions

Do I have to start at the beginning?
No. The roadmap is a guide, not a checklist. Pick the stage that matches where you are and the rest of the page (and the homepage) will surface what's most useful for that step.
Will marking my stage share anything?
No. Your stage is saved only in your browser, only if you've accepted functional cookies. Nothing is sent to our team or to a server.
Can I change which stage I'm on later?
Yes, anytime. You can pick a new stage, or clear it entirely from this page.

No ad tracking. No selling your data. Change anytime — see our Privacy Policy.