Home affordability by state
Each state's median home price, median household income, the latest 30-year fixed average from FRED, the resulting monthly payment, and the share of income that payment represents. Refreshed monthly. Educational only, never an offer or a quote.
Affordability heat map
Each square is a state. Darker squares mean a larger share of the statewide median household income goes to the monthly payment on the statewide median home. Click any tile to open that state's page.
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Sortable affordability table
Sort by any column. The "Pct of income" column is what most economists call the housing-cost burden. Anything above 30% is generally considered cost-burdened.
Educational view of how the latest national 30-year fixed average from FRED translates into a monthly housing payment on each state's median home, paired with the state's median household income from the U.S. Census Bureau. Nothing on this page is an offer, a quote, an advertisement of a specific rate, or a representation of rates available to any individual borrower. Mortgage Today is owned and operated by Mektra LLC. We do not originate, broker, or fund loans. When you submit a request, we forward your information to a licensed loan officer in our network who can discuss programs available in your state. This is not a loan approval, commitment to lend, or offer of credit. All loan applications are subject to credit approval.
Mortgage Today is owned and operated by Mektra LLC.
Mortgage Today is an educational brand and does not originate, broker, or fund loans of any kind. When you submit a request, we forward your information to a licensed loan officer in our network.