Vermont home affordability
Monthly snapshot of how the statewide median home price, the statewide median household income, and the latest 30-year fixed average from FRED translate into a monthly payment for a typical Vermont household. Educational only, never an offer or a quote.
Vermont at a glance
- Median home price
- $396,000Zillow ZHVI 2025
- Median household income
- $78,000Census ACS 2023
- 30-year fixed average
- Loading…FRED MORTGAGE30US
- Estimated monthly payment
- —PITI, 20% down, 30-year
- Payment as percent of income
- —
Estimated monthly payment includes principal, interest, property taxes at 1.0% and homeowners insurance at 0.35% of price annually. Read the full methodology.
Trailing 24 months: payment as percent of income
How the burden has moved over the past two years for a typical Vermont household, holding median price and income at the most recent annual values and varying only the 30-year fixed average month by month.
Loading the trend…
Run the numbers for Vermont
Plug in your own price, down payment, and rate to see how the picture changes for your situation.
How Vermont compares
See the full state-by-state affordability table.
Want to talk it through?
If the numbers above feel tight, a licensed loan officer in our network can walk through programs available in Vermont that may fit your situation. Mortgage Today is an educational brand and does not originate loans.
Educational view only. Median home prices come from the Zillow Home Value Index for Single-Family Homes, statewide annual figures. Median household income comes from the U.S. Census Bureau, American Community Survey 2023 5-year estimates, table B19013. The 30-year fixed average comes from the Federal Reserve Economic Data service, series MORTGAGE30US. Estimated monthly payment assumes 20% down, a 30-year fixed amortization, property taxes at 1.0% and homeowners insurance at 0.35% of price annually. Nothing on this page is an offer, a quote, an advertisement of a specific rate, or a representation of rates available to any individual borrower. Mortgage Today is owned and operated by Mektra LLC. We do not originate, broker, or fund loans. When you submit a request, we forward your information to a licensed loan officer in our network who can discuss programs available in your state. This is not a loan approval, commitment to lend, or offer of credit. All loan applications are subject to credit approval.
Mortgage Today is owned and operated by Mektra LLC.
Mortgage Today is an educational brand and does not originate, broker, or fund loans of any kind. When you submit a request, we forward your information to a licensed loan officer in our network.