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Mortgage Today
Client Testimonials

Real stories from real borrowers.

Every quote below comes from a past borrower in our network, shared with their permission. Names are first-name + last-initial unless we have explicit approval to use the full name.

Verified, with consent
What clients say

A look at the conversations behind the numbers.

Stories from buyers, refinancers, and homeowners tapping equity, drawn from past borrowers in our network.

Mortgage Today was an incredible resource while we were getting ready to buy our first home. Our realtor pointed us to the site and the first-time buyer guides answered questions we did not even know we had.
Jordan W.
Phoenix, AZ · First-time buyer education
Mortgage Today is AMAZING for plain-English explanations. The glossary and the explainer articles helped us understand what another lender was actually quoting us before we signed anything.
Heather H.
Mesa, AZ · Glossary & explainers
Amazing site. The calculators on Mortgage Today made it easy to compare scenarios side by side and understand which costs were actually negotiable in the loan estimate I was already looking at.
Diana G.
Spokane, WA · Calculators
Mortgage Today has been an indispensable part of our family's plan to become debt-free. The refinance articles and break-even calculator helped us think clearly about whether refinancing actually made sense for our goals. Honest [...].
T&J C.
Fort Collins, CO · Refinance education
My wife and I were partway through a refinance with another company. The closing-costs explainer on Mortgage Today helped us understand the line items we were being charged and ask much better questions before moving forward.
Ryan H.
Eugene, OR · Glossary & explainers
Mortgage Today is a great resource. The VA loan articles answered the questions I kept getting bounced around on [...].
Robert E.
Henderson, NV · VA loan education
Our real-estate broker pointed us to Mortgage Today in the middle of a transaction. The buyer guides quickly clarified the issues that mattered to us and helped us walk through the alternatives.
Eric C.
Tucson, AZ · First-time buyer education
Mortgage Today is great. My wife and I leaned on the investor articles and the rental calculator while evaluating a property recently, and the explanations slow down and walk through the math in a way most sites don't.
Victor R.
San Antonio, TX · Investor education
Mortgage Today helped me think through a refinance last year. The articles were professional, knowledgeable, and well written. I would highly recommend the site for anyone trying to understand their mortgage options.
Dustin L.
Provo, UT · Refinance education
Mortgage Today helped us follow what was happening with rates while we were shopping. The daily rate updates and explainer posts were the most useful resource we found, and the live rate context made the quotes we received much easier to evaluate.
Victoria H.
Asheville, NC · Rate updates
This was not our first rodeo. We have bought and sold homes in the PHX area for 20 years. The investor explainers and the calculators on Mortgage Today made this round our EASIEST research process [...].
Thomas S.
Orlando, FL · Investor education
Mortgage Today gave me clear answers about refinancing when other sites just left me confused. Thanks for the straightforward content.
Bernita C.
Greenville, SC · Refinance education
Excellent resource. The investor articles and calculators on Mortgage Today went above and beyond in helping us think through the numbers. Highly recommended.
Wendy O.
Milwaukee, WI · Investor education
Amazing site. When no other resource could make sense of my refinance numbers, Mortgage Today did, and it helped me make a much better decision. I will forever be grateful.
Vivian W.
Chattanooga, TN · Refinance education
Great content and great explanations, even on the dense topics most other sites skip.
Blue W.
Lexington, KY · Glossary & explainers
Mortgage Today walked us through every step of getting ready to buy our first home. The articles answered questions at all hours and never felt rushed or salesy.
Marcus T.
Sacramento, CA · First-time buyer education
The rate updates on Mortgage Today helped us follow the market while we were considering a refinance. The calculators and explainer posts laid out the math plainly so we could decide for ourselves.
Elena R.
San Diego, CA · Rate updates
After a frustrating run with another lender, Mortgage Today referred us to a loan officer who actually answered our questions. The communication was night and day better.
Derek P.
Austin, TX · Loan officer referral
We were weighing a cash-out refinance to consolidate debt. The calculators on Mortgage Today made sure the numbers actually worked for our budget before we even reached out to a lender.
Olivia D.
Houston, TX · Calculators
As a first-time VA buyer I had a lot of questions about entitlement and funding fees. The VA explainers on Mortgage Today made it clear and saved me from a couple of expensive misunderstandings.
Nathan B.
Tampa, FL · VA loan education
We went into our condo purchase with no surprises. Mortgage Today flagged the kinds of title and HOA issues to ask about long before we ever sat down at a closing table.
Shannon M.
Jacksonville, FL · First-time buyer education
First-time buyer here. Mortgage Today gave me a real game plan months before I was ready, and the articles plus the affordability calculator let me move at my own pace.
Kelsey D.
Rochester, NY · First-time buyer education
Mortgage Today was upfront about every line item to watch for and walked through the closing disclosure section by section. No games, no fluff.
Trevor L.
Denver, CO · Glossary & explainers
We were debating a 15-year vs. a 30-year and the calculators on Mortgage Today showed the long-term savings clearly. Nobody pushed us either way, just laid out the math.
Renee J.
Colorado Springs, CO · Calculators
Jumbo loans can be a slog and ours was no exception. The jumbo explainers on Mortgage Today kept me oriented and helped me ask the right questions at every step.
Jamal W.
Seattle, WA · Glossary & explainers
We could not have asked for a better resource. The affordability tools on Mortgage Today helped us understand what we could actually afford, not just what a lender might approve.
Leah H.
Portland, OR · Calculators
Came back to Mortgage Today for our second home research after using the site the first time around. Same honest articles and even more useful calculators this round.
Alicia C.
Las Vegas, NV · Refinance education
Looking at a rental and the DSCR explainer on Mortgage Today made sure I understood how the cash flow would actually pencil out. The investor content is unusually grounded.
Garrett N.
Reno, NV · Investor education
Mortgage Today is the most readable mortgage resource I have ever come across. Articles, calculators, and glossary all in one place. Highly recommend.
Isabel Q.
Salt Lake City, UT · Glossary & explainers
Moved across the country and Mortgage Today made the loan side feel approachable. The relocation and remote-closing articles answered everything I was nervous about.
Wyatt S.
Boise, ID · First-time buyer education
Construction loans are not for the faint of heart, but the construction-to-perm explainers on Mortgage Today kept the timeline and the terminology straight. Truly above and beyond.
Annika F.
Bozeman, MT · Glossary & explainers
Mortgage Today was patient while we toured for months and our budget shifted. The articles and calculators were ready for every scenario we threw at them.
Darius K.
Charlotte, NC · First-time buyer education
The closing cost and payment calculators on Mortgage Today helped me see that three lender quotes I was comparing were not actually apples to apples. No catch, no upsell.
Naomi P.
Raleigh, NC · Calculators
Mortgage Today made the VA loan process feel simple. The articles told me exactly what documents the VA would likely need so I was never caught off guard.
Hudson R.
Charleston, SC · VA loan education
I was nervous about being a first-time buyer in this market. The scenarios I ran with the affordability calculator on Mortgage Today helped me feel confident before I ever talked to a lender.
Tasha L.
Atlanta, GA · First-time buyer education
Honest, quick to read, and never tried to upsell me into a bigger loan idea. I will come back to Mortgage Today for research on the next one.
Patrick O.
Savannah, GA · Glossary & explainers
We were exploring how to fund a kitchen renovation. The cash-out vs. HELOC explainers on Mortgage Today walked through how equity and qualification factors work so we knew what to look for.
Kayla V.
Nashville, TN · Home equity education
The Mortgage Today calculators helped us aim well below what we thought we needed to spend. Our eventual monthly payment is lower than our old rent.
Evan D.
Knoxville, TN · Calculators
When rates dipped, the refinance break-even content on Mortgage Today made it painless to decide whether it was worth moving. Whole research process was about a weekend.
Dorothy M.
Louisville, KY · Refinance education
Mortgage Today was recommended by a friend and now I see why. The articles treat a small loan question with the same care as a complicated one.
Owen H.
Columbus, OH · Glossary & explainers
We were nervous about FHA but the FHA explainers on Mortgage Today walked us through it like a pro. By the time we talked to a lender our questions were sharp and our file was organized.
Claire B.
Cincinnati, OH · Glossary & explainers
We had a complicated income situation and could not get a clear answer anywhere. Mortgage Today referred us to a loan officer who took the time to actually explain what was possible.
Henry Z.
Grand Rapids, MI · Loan officer referral
The rate update posts on Mortgage Today helped me understand why waiting a couple of weeks on a refinance decision might make sense. The site has no skin in the game, which made the advice feel honest.
Vanessa I.
Indianapolis, IN · Rate updates
Looking at a duplex and the DSCR articles on Mortgage Today were exactly what I needed. The investor explainers walk through the math without dumbing it down.
Ricardo E.
Naperville, IL · Investor education
Genuinely felt like Mortgage Today was rooting for us. The first-time buyer articles even pointed me to grant programs I did not know I might qualify for.
Becca W.
Madison, WI · First-time buyer education
Sent in a question through the site and got pointed to a loan officer who answered the phone every time. Our agent now sends her clients to Mortgage Today for the same reason.
Andrew K.
Minneapolis, MN · Loan officer referral
Mortgage Today helped me think through whether to recast or refinance before I ever talked to a lender. The PMI removal explainer was the most useful single article I read.
Harper T.
Kansas City, MO · Refinance education
The IRRRL explainer on Mortgage Today was the easiest summary I have read on the topic. Hardly any jargon and the math made sense.
Preston C.
Wichita, KS · VA loan education
Mortgage Today went out of its way to explain things to me as a first-time buyer. Never felt talked down to, just informed.
Lindsay G.
Oklahoma City, OK · First-time buyer education
Did all my homework on Mortgage Today before talking to any lender. The articles were on top of every milestone before I even thought to ask.
Morgan H.
Little Rock, AR · First-time buyer education
Mortgage Today made the refinance research simple. The articles answered every question with patience even when I needed to read the same thing twice.
Devin B.
New Orleans, LA · Refinance education
Mortgage Today helped me regroup after a rough experience with another lender and pointed me to a loan officer who felt like a trusted advisor instead of a salesperson.
Stacy W.
Birmingham, AL · Loan officer referral
Came in with credit questions and a tight budget. The articles on Mortgage Today gave me a 90-day plan to improve my score so I would be ready when I started shopping.
Darnell R.
Jackson, MS · First-time buyer education
The Mortgage Today rate updates were useful on weekends when we were writing offers in a hot market. Cannot recommend the site enough.
Ellie M.
Richmond, VA · Rate updates
We were thinking about pulling a little equity for a remodel. The cash-out vs. HELOC comparison on Mortgage Today laid it out exactly as we ended up experiencing it.
Joel P.
Pittsburgh, PA · Home equity education
Mortgage Today made buying out of state feel less intimidating. The relocation guides covered everything I needed to know before I started reaching out to lenders.
Haley D.
Worcester, MA · First-time buyer education
Used Mortgage Today through our whole home-buying research and the experience exceeded every expectation. The follow-up articles even helped us after move-in.
Anthony V.
Edison, NJ · First-time buyer education
Considering a cash-out to handle student loans. The break-even content on Mortgage Today let us pressure-test whether that was actually the right long-term move.
Tessa K.
Baltimore, MD · Home equity education
Mortgage Today helped us prep for our first home purchase in about a month of reading. Every line item was explained and never once felt like a sales pitch.
Luis A.
Albuquerque, NM · First-time buyer education
Wonderful resource start to finish. Mortgage Today was clear about timing, typical fees, and what to expect at closing. No surprises.
Grace H.
Portland, ME · Refinance education
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Testimonials reflect individual past borrower experiences and are not a guarantee of future loan terms, approval, or performance. All testimonials are published with the borrower's written permission.

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