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FeaturedRates & Market

Mortgage rates today: June 4, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 4, 2026.

June 4, 20265 min read
Rates & MarketJune 3, 2026· 5 min

Mortgage rates today: June 3, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 3, 2026.

Rates & MarketJune 2, 2026· 5 min

Mortgage rates today: June 2, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 2, 2026.

Rates & MarketJune 1, 2026· 5 min

Mortgage rates today: June 1, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on June 1, 2026.

Rates & MarketMay 29, 2026· 5 min

Mortgage rates today: May 29, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 29, 2026.

Rates & MarketMay 29, 2026· 2 min

Weekly mortgage recap: May 29, 2026

A plain-English recap of how the mortgage market moved during the week ending May 29, 2026, plus the top headlines that shaped the conversation.

Read articleTry: Refinance
Rates & MarketMay 28, 2026· 5 min

Mortgage rates today: May 28, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 28, 2026.

Rates & MarketMay 27, 2026· 5 min

Mortgage rates today: May 27, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 27, 2026.

Rates & MarketMay 26, 2026· 5 min

Mortgage rates today: May 26, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 26, 2026.

Rates & MarketMay 25, 2026· 5 min

Mortgage rates today: May 25, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 25, 2026.

Rates & MarketMay 22, 2026· 5 min

Mortgage rates today: May 22, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 22, 2026.

Rates & MarketMay 21, 2026· 5 min

Mortgage rates today: May 21, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 21, 2026.

Rates & MarketMay 20, 2026· 5 min

Mortgage rates today: May 20, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 20, 2026.

Rates & MarketMay 19, 2026· 5 min

Mortgage rates today: May 19, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 19, 2026.

Rates & MarketMay 18, 2026· 5 min

Mortgage rates today: May 18, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 18, 2026.

Rates & MarketMay 15, 2026· 5 min

Mortgage rates today: May 15, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 15, 2026.

Rates & MarketMay 15, 2026· 2 min

Weekly mortgage recap: May 15, 2026

A plain-English recap of how the mortgage market moved during the week ending May 15, 2026, plus the top headlines that shaped the conversation.

Read articleTry: Refinance
Rates & MarketMay 14, 2026· 5 min

Mortgage rates today: May 14, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 14, 2026.

Rates & MarketMay 13, 2026· 5 min

Mortgage rates today: May 13, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 13, 2026.

Rates & MarketMay 12, 2026· 5 min

Mortgage rates today: May 12, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 12, 2026.

Rates & MarketMay 11, 2026· 5 min

Mortgage rates today: May 11, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 11, 2026.

Rates & MarketMay 8, 2026· 5 min

Mortgage rates today: May 8, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 8, 2026.

Rates & MarketMay 7, 2026· 5 min

Mortgage rates today: May 7, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 7, 2026.

Rates & MarketMay 6, 2026· 5 min

Mortgage rates today: May 6, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 6, 2026.

Rates & MarketMay 5, 2026· 5 min

Mortgage rates today: May 5, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 5, 2026.

Rates & MarketMay 4, 2026· 5 min

Mortgage rates today: May 4, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 4, 2026.

Rates & MarketMay 1, 2026· 5 min

Mortgage rates today: May 1, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on May 1, 2026.

Rates & MarketApril 30, 2026· 5 min

Mortgage rates today: April 30, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on April 30, 2026.

Loan OptionsApril 29, 2026· 7 min

HUD rolls back FHA and USDA energy-efficiency rule on new construction: what it means for buyers

HUD has rescinded the requirement that newly built FHA and USDA homes meet the 2021 IECC. Here is what actually changed, who it affects, and what it does and doesn't do for prices.

Rates & MarketApril 29, 2026· 5 min

Mortgage rates today: April 29, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on April 29, 2026.

Rates & MarketApril 28, 2026· 7 min

Mortgage rates today: April 28, 2026

Today's 30-year, 20-year, 15-year, 10-year, jumbo, FHA, VA, and ARM purchase and refinance rates, plus what's actually moving the market on April 28, 2026.

Rates & MarketApril 27, 2026· 5 min

Low-rate homeowners are starting to sell again: what's pushing 3-percent borrowers off the sidelines

Three years of being glued to a sub-3 percent loan is starting to crack. Here is why low-rate owners are listing again, what it means for buyers, and how sellers are actually winning this market.

Read articleTry: Refinance
Rates & MarketApril 24, 2026· 6 min

Housing inventory 2026: rates are falling, listings are rising, so why doesn't the market feel normal yet?

More homes for sale, lower rates than last year, and still no normal housing market. Months' supply, the lock-in effect, and affordability are doing the work, not the headlines.

Read articleTry: Affordability
QualifyingApril 23, 2026· 11 min

FHFA's new mortgage credit score models: FICO 10T and VantageScore 4.0 explained

Federal housing agencies are rolling out FICO 10T and VantageScore 4.0 for mortgages, with a Fannie Mae and Freddie Mac pilot underway. Here is what is changing, what it means for borrowers, and what to do now.

Rates & MarketApril 18, 2026· 7 min

What actually moves mortgage rates (and what does not)

Mortgage rates do not follow the headlines you think they do. Here is the short list of what actually matters and how to read the news without losing sleep.

Read articleTry: Refinance
BuyingApril 12, 2026· 2 min

How much house can you actually afford?

Affordability is not what an online calculator tells you. It is what your monthly cash flow can absorb without breaking the rest of your life.

Read articleTry: Affordability
QualifyingApril 8, 2026· 2 min

What credit score do you really need?

There is no single magic number. What matters is which loan program you fit into and what your full credit profile looks like.

Loan OptionsApril 3, 2026· 2 min

How much do you need for a down payment?

The 20 percent rule is a myth left over from a different era. Here is what actually applies in 2026.

Read articleTry: Closing costs
RefinancingMarch 28, 2026· 2 min

HELOC vs cash-out refinance, which is better?

Both let you tap home equity. The right tool depends on what you need the money for, how long you need it, and what your current first mortgage looks like.

QualifyingMarch 22, 2026· 2 min

What does pre-approval actually mean?

A pre-approval is more than a price ceiling. It is a structured review of your file that shapes how strong your offer looks.

BuyingMarch 15, 2026· 2 min

First-time homebuyer guide: Texas

What is different about buying in Texas, what you should know before you start, and how to set yourself up for a clean closing.

Read articleTry: Affordability
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